Medicare Advantage – What’s the difference between HMO and PPO?

If you’ve ever had to pick an employer sponsored health plan chances are you’ve had to choose between a Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) plan. You will have to make a similar decision if you decide to enroll in a Medicare Advantage plan. If you’re currently enrolled in a Medicare Advantage […]

Choosing Between Medicare Advantage and Medicare Supplement: What’s Covered?

A senior couple working with a Medicare Agent to determine whether they should enroll in a Medicare Advantage or Medicare Supplement plan.

Picking a health plan is a big decision, which is why it’s important to carefully weigh your options when choosing a Medicare plan. Original Medicare, which includes Part A and Part B, covers many expenses, but beneficiaries still end up being responsible for certain copayments and deductibles. Original Medicare also does not provide coverage for […]

Understanding Annual Notice of Changes (ANOC) for Medicare

Calendar image of September 30th, which signifies the date the Annual Notice of Changes document is sent to Medicare Advantage members.

If you are enrolled in a Medicare Advantage plan, or a Part D drug plan, you will receive an Annual Notice of Changes document around September 30th from your insurance company. This is a highly detailed document that outlines coverage changes in Medicare plans for the upcoming year. Make sure to review this document prior […]

Preventing Medicare Fraud

Each year, Medicare loses billions of dollars due to fraudulent behavior from dishonest people. In 2020, the U.S. Government Accountability Office estimated that Medicare payments of either an incorrect amount, or that shouldn’t have been made at all, reached an estimated $43 billion. Why does this matter? Millions of people in the United States depend […]