When do you pay the deductible for pet insurance?
Like health insurance for people, pet insurance policies often come with a deductible, designed to help manage the costs associated with medical care. In both cases, the deductible is the total monies a policyholder must pay out-of-pocket before the insurance provider begins to cover part of the expenses. Recently, we explored some critical differences between […]
How does pet insurance work?
Pet insurance is a type of insurance policy that helps pet parents save on unexpected and often expensive veterinary care, such as surgeries, medications, and diagnostic tests. In 1988, just over half (56%) of American households had pets. Today, thanks partly to the recent pandemic, 70% of American families — over 90 million homes — […]
Four ways to save on insurance costs
Over 250 years ago, Ben Franklin wrote, “nothing can be said to be certain, except death and taxes.” Had he added “overpaying for insurance” to that list, he would have been wrong. That’s because, while insuring your home or auto may be unavoidable, we can do something about paying too much for it. Most of […]
Should I get life insurance while I am in my 20s?
Deciding to buy life insurance is an important financial decision. Choosing to buy it when you’re in your 20s can help you gain important advantages that may not be available to you once you start to age. Five key reasons why you may want to purchase life insurance while you’re in your 20s Lock in […]
Does life insurance cover medical bills?
Fact. Many Americans are not prepared to pay for skyrocketing medical costs. According to recent data from the Kaiser Family Foundation: Although the Inflation Reduction Act promised to lower costs for some healthcare expenses, like prescription drugs and insurance premiums, consumers may still face out-of-sight costs. What can you do to help ease the pain […]
What Does Term Life Insurance Not Cover?
Term life insurance provides financial protection to your loved ones if you die unexpectedly. But, sometimes policies don’t cover every situation. Here’s a list of conditions that are typically excluded or not covered by term life insurance: Lying on your application If you lie or fill in false info on your life insurance application about […]
What Does Life Insurance Cover?
Almost one-third of consumers think the sole purpose of life insurance is to pay for funeral and burial expenses. The truth is . . . it can cover so much more.
What’s the Difference between Whole Life and Term Life Insurance?
Today, more than 100 million people don’t have the life insurance they need. One of the reasons often cited by those who are un- or underinsured is that they don’t understand the basics of life insurance. Especially the difference between whole life insurance and term life insurance policies. In this new blog, we take the […]
Home Prep for Extended Vacation and Holiday Parties
Preparing your house for an extended vacation or a party ensures that it remains a safe haven for you and your family.
How do car insurance deductibles work? A guide.
New insurance clients, usually first-time drivers, may find themselves asking this question before they choose a policy: how do car insurance deductibles work? Deductibles in the car insurance world operate in much the same way as health insurance deductibles. The amount you choose affects how much you pay out-of-pocket when you use your insurance. It […]