If Natural Disasters Strike, Will Your Home Be Protected?
It’s no secret that natural disasters continue to worsen, happening more frequently and causing more damage year over year. In 2021 alone, the United States saw 20 natural catastrophe events exceed $1 billion each. This is why homeowners need to think about their exposure to natural disasters and have the right insurance in case disasters […]
How is Homeowners Insurance Calculated?
If you’re shopping around for homeowners insurance, you might be wondering how your home insurance premium is calculated. The answer isn’t as straightforward as you might think. Insurance policies don’t have uniform prices – each premium is unique. The reality is that hundreds of variables go into calculating homeowners insurance. A home insurance premium is […]
Your Guide to 8 Types of Homeowners Insurance
There are 8 types of homeowners insurance with different levels of coverage to consider. Knowing the differences can save you money!
When Am I Eligible for Medicare Part B?
If you want to sign up for Medicare, it’s important to become familiar with how it works. There are a lot of moving parts, so having foundational knowledge can empower you to make an informed decision about your health choices. Today we’re covering Medicare Part B and when and how you can become eligible. Along […]
So, What’s Covered? Basics of Medicare Part A
If you’re thinking about signing up for Medicare, navigating how it works might feel confusing. A good place to start is familiarizing yourself with the ABC’s of Medicare. Below, we’ll cover the basics of Medicare Part A. What is Medicare Part A? Medicare Part A is often referred to as hospital insurance, and together with […]
General Liability and Workers’ Compensation: What’s the Difference?
As a business owner, there are a lot of decisions you need to make to protect your business from risk. Choosing the right business insurance is one of them. Of all the business options available, general liability and workers’ compensation are two types of coverage that all businesses need. While both offer significant financial protection, […]
What is the difference between coinsurance and copay?
No matter what insurance plan you have, it’s important to understand exactly what you’re responsible for when it comes to costs. Although they aren’t necessarily related, coinsurance and copays can cause some confusion. So, what is coinsurance? What is the difference between coinsurance and copay? Here’s what you need to know. What is coinsurance? Coinsurance […]
How to Choose a Primary Care Physician
The health insurance plan you choose will determine the doctors, nurses, office staff, and other health care professionals you can see. Insurance plans often require that you find doctors and family practitioners that are in their plan network. Here’s how to choose a Primary Care Physician and what to take into consideration. What to Consider […]
Documents You’ll Need for Medicare Enrollment
Make sure you have everything you need for a smooth Medicare enrollment process. This blog covers the key documents required to get started.
What To Do When Moving with Medicare
Moving is a stressful time because there’s no easy way to do it. Being uncertain whether your Medicare coverage moves with you to another state causes unnecessary stress. You can hire movers for the heavy lifting, but there’s still a lot to do. Changing your address with state and federal bodies (such as the Social […]