What is the difference between coinsurance and copay?

No matter what insurance plan you have, it’s important to understand exactly what you’re responsible for when it comes to costs. Although they aren’t necessarily related, coinsurance and copays can cause some confusion. So, what is coinsurance? What is the difference between coinsurance and copay? Here’s what you need to know. What is coinsurance? Coinsurance […]

How to Choose a Primary Care Physician

The health insurance plan you choose will determine the doctors, nurses, office staff, and other health care professionals you can see. Insurance plans often require that you find doctors and family practitioners that are in their plan network. Here’s how to choose a Primary Care Physician and what to take into consideration. What to Consider […]

Documents You’ll Need for Medicare Enrollment

Senior woman looking at documents to apply for Medicare

Are you thinking about enrolling in Medicare but aren’t sure what your options are, how to enroll, or what documents you’ll need? There are several parts to Medicare and knowing where to start can be confusing. The first thing you need to do is enroll in Original Medicare which includes Medicare Part A & Medicare […]

Medicare While Working Past 65

Most Americans become eligible for Medicare when they turn 65. If you are still employed at that time and are not retired, you may want to stay on your employer’s healthcare coverage rather than opting to sign up for Medicare. But it’s important to note that your health care coverage doesn’t have to be an […]