Renters Insurance
Protect your belongings without breaking the bank.
Get reliable and affordable renters insurance coverage for theft, fire, and more. Customize your plan with flexible options to protect your belongings confidently.
Get affordable renters insurance coverage and customize your plan to protect your belongings confidently.
Get optimal protection within minutes.
Quickly secure your personal belongings with our affordable and comprehensive renters insurance. With the flexibility to customize your coverage options, you can select the protection that perfectly fits your needs and budget.
Get insured effortlessly in just three simple steps.
Securing the right renters insurance coverage shouldn't be a complex and time-consuming process. At Guided Solutions, we believe in simplifying the insurance journey. That's why we offer a streamlined and hassle-free experience that allows you to get insured effortlessly in just three simple steps.
Provide your info
Share basic details about yourself and your rental property.
Choose your coverage
Tailor your policy by selecting your preferred coverage limits.
Secure your policy
Enter your payment details and opt for a payment plan that suits you best.
Navigating renters insurance.
If you’re renting a home or apartment, you may have wondered if it’s worth getting renters insurance. After all, you don’t own the property, so why bother insuring it? However, renters insurance can protect you from unexpected losses, such as theft, fire, or damage to your belongings. Here are answers to the most common questions about renters insurance.
Do you need renters insurance?
Yes! Your landlord's property insurance only covers the structure of the building itself, not your personal belongings, medical coverage, or liability due to identity theft. So, if there's a fire in your apartment or a break-in, you'll wind up paying for damages out of your own pocket if you don't have renters insurance. Ouch. Learn more.
Is renters insurance required?
Renters insurance is not required by law, but your landlord will most likely require you and your roommates to get it as part of your lease agreement.
What does renters insurance cover?
Renters insurance provides more than just coverage for theft in case your belongings are stolen from your apartment. It also extends protection to your possessions in scenarios where they are taken from your car due to a break-in or while you are on vacation. And if someone has an accident in your apartment, it protects you from liability. Learn more.
What does renters insurance NOT cover?
Renters insurance does not cover flood or earthquake damage, rodents, pests, car theft, your roommate's property, or high-value items. Learn more.
How much does renters insurance cost?
Renters insurance is typically very affordable, with most policies costing less than $40 a month, sometimes much less. It all depends on certain factors, including how much coverage you need, where you live, and what deductible you choose. According to Nerdwallet, renters insurance costs in the U.S. average about $179 per year — about $15 per month. Get a quote now.
Types of renters insurance
When it comes to renters insurance, there isn’t a one-size-fits-all option. Policies can vary significantly depending on the insurance provider and your specific needs. While the primary purpose of renters insurance is to protect your personal belongings, different types of coverage can offer additional protection in specific circumstances.
Here’s a breakdown of the different types of renters insurance coverage to help you understand which options may be right for you.
Personal Property Coverage
Helps you replace your belongings if they’re stolen, damaged, or vandalized. Keep in mind, this only covers your stuff, not your roommates - they need their own policy.
Liability Coverage
Protects against legal claims if someone were to sue you because they become injured while hanging out in your apartment.
Additional Living Expenses
If something happens where your apartment is deemed temporarily unlivable, an Additional Living Expenses provision provides coverage for lodging while repairs are being made.
Helping you protect what's yours.
Explore our Renter Insights for invaluable tips, expert guidance, and practical advice on selecting the perfect renters insurance coverage to meet your unique requirements. Uncover the significance of protecting what matters most and the security renters insurance can provide.
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