We believe that knowledge is power. That’s why we created the Insights blog. Read our latest articles for helpful, easy-to-understand information about insurance so that you can make informed decisions about your coverage.

Myth Vs. Fact: You Can Enroll In Medicare Any Time.
Procrastinating on registering for your Medicare plan? You may want to rethink your strategy. There are detriments to late enrollment like coverage gaps and penalties.

Myth vs. Fact: You’re Automatically Enrolled in Medicare at 65
Did you know that 54 million Americans receive Social Security benefits and 38 million of those Americans are retirees? If you are enrolled in this

Tips to steer clear of the flu this season
The CDC estimates the flu annually infects more than nine million people in America. Some years, this number was as high as 40 million. While

What Car Insurance Is Required By Law In The State of Florida?
The state of Florida requires all motorists to maintain certain levels of auto insurance coverage. The car insurance required in Florida differs significantly from those

Home Fire Safety Tips
There is nothing more traumatic for your family and home than waking up in the morning to the smell of smoke and fire. Every year,

Medicare Advantage – What’s the difference between HMO and PPO?
If you’ve ever had to pick an employer sponsored health plan chances are you’ve had to choose between a Health Maintenance Organization (HMO) and Preferred

Choosing Between Medicare Advantage and Medicare Supplement: What’s Covered?
Picking a health plan is a big decision, which is why it’s important to carefully weigh your options when choosing a Medicare plan. Original Medicare,

Understanding Annual Notice of Changes (ANOC) for Medicare
If you are enrolled in a Medicare Advantage plan, or a Part D drug plan, you will receive an Annual Notice of Changes document around

Preventing Medicare Fraud
Each year, Medicare loses billions of dollars due to fraudulent behavior from dishonest people. In 2020, the U.S. Government Accountability Office estimated that Medicare payments

The Difference Between Personal and Commercial Auto Insurance
The difference between personal and commercial auto insurance may sound obvious to the lay person – personal is when the car belongs to you, commercial

How to Avoid Medicare Late Enrollment Penalties
Enrolling in Medicare and selecting your healthcare plan is a big decision. While it is important to weigh all your options, failure to get coverage

HVAC Maintenance
Throughout the year HVAC systems are really put to the test, so we’ve put together a maintenance checklist that you should perform at least once