
Business Insurance
Ensuring protection for what you’ve worked so hard to build.
We know how much time and effort goes into running a business. We also know that time is money. That’s why we’re passionate about helping small business owners find the right insurance coverage at the best price.
Business Insurance
Ensuring protection for what you’ve worked so hard to build.
We know how much time and effort goes into running a business. We also know that time is money. That’s why we’re passionate about helping small business owners like you find the right insurance coverage at the best price.

Insurance advice you can trust.
Guided Solutions was created by a group of insurance experts and passionate entrepreneurs, like yourself, to better serve and educate our communities. We’re passionate about helping our customers make the right insurance decisions so that, no matter what life throws their way, their businesses can continue to thrive.

Time is money!

No need to waste time comparing insurance options online. Delegate that task to us!
First, we compare business insurance from major and local carriers. Then we present you with the best option for your specific needs – same day, free of charge.
All we need from you is a little info to get started.
Here's what you need to know about business insurance.
Building and running a business is hard work that requires a large monetary and emotional investment. That’s why it’s important to financially protect what you’ve worked so hard to build.
Here are the top questions SMBs ask us about small business insurance. Have a question that’s not listed? Contact Us.

Why do I need business insurance?
No matter how good you are at what you do, mistakes and accidents happen. Business insurance, aka Commercial Insurance, protects your business from unexpected disasters that could cause damage or financial ruin. The risks your small business could face will determine which policies you need.

Is business insurance required?
Most states require businesses to cover employees with workers’ compensation insurance. And business-owned vehicles are often required to have commercial auto insurance coverage.
As with all insurance, each state has its minimum requirements, so speak with an Insurance Advisor to see what level of business insurance is required by law in your state.
How much does business insurance cost?
The cost of business insurance depends on what industry your business is in, how many employees you staff, where your business is located, which policies you’re required to have by law, and what additional coverage you purchase. An Insurance Advisor can break it down for you.
Types of business insurance.
Business owner’s policy (BOP)
Most small business owners start with a BOP which combines 3 essential coverages into a single insurance policy — general liability insurance, commercial property insurance, and business income insurance.
General Liability Insurance
This protection helps cover legal fees and medical expenses due to bodily injuries and property damage that your business might be legally responsible for. It also covers settlement costs.
Commercial Property Insurance
This covers your business property, including the building and its contents. It protects equipment, assets, and personal property used in the business from natural disasters, vandalism, fires, and theft.
Business Income Insurance
If you’re unable to operate your business due to an insured event, this policy can reimburse you for ongoing expenses like rent, lost income, payroll, and taxes.
Workers' Compensation Insurance
Workers Comp protects businesses from claims or lawsuits by employees who incur injuries while on the job or as a result of work-related duties. It’s a required coverage in most states.
Professional Liability
Also known as Errors & Omissions Insurance, Professional Liability Insurance helps cover claims related to mistakes that may have affected services provided to customers.
Commercial Auto
This insurance covers the costs of medical bills and property damage sustained by the other parties involved in a car accident if your company is found at fault.
Commercial Umbrella
Want an extra layer of protection to existing liability coverage by covering costs when liability limits of other policies max out? Ask us about the benefits of Commercial Umbrella Insurance.
Learn more about these and other types of business insurance coverage to safeguard your business.

Make it your business to know your risks.
Every business in every industry comes with its own unique set of risks. As a business owner, be sure you know yours. Having a knowledgeable insurance agent helps you identify the risks and take precautions to protect your business from them. Talk to a Guided Solutions Commercial Insurance Specialist to see what threats you may have left uncovered.
It’s our business to protect your business.
Ready for more insight? Read our Business Insights blog.

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