Medicare Simplified

Choosing the right Medicare plan doesn’t have to be complicated. Let our licensed agents guide you to the plan that is right for you.

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Medicare Simplified

Choosing the right Medicare plan doesn’t have to be complicated. Let our licensed agents guide you to the plan that is right for you.

We're here to guide you through the Medicare Maze.

Understanding your health insurance options and finding the right plan is important. Guided Medicare is dedicated to providing you with the information necessary to make the right decision.

Parts of Medicare.

There are 4 main parts to Medicare. Here’s what you need to know:

Part A - Hospital Insurance

Medicare Part A covers hospital stays, nursing facilities, hospice, and some types of home health care. There is a deductible for Part A, but in most cases it's premium-free if you or your spouse have paid taxes. Learn more.

Part B - Medical Insurance

Medicare Part B is medical insurance for outpatient care and preventive services. It covers medically necessary services for the prevention, diagnosis, and treatment of certain conditions.

Part C - Medicare Advantage

Medicare Part C, also known as Medicare Advantage, allows Medicare benefits to be provided through a private company approved and contracted under Medicare. This plan includes Parts A and B, and other benefits that Medicare may not cover, such as vision and dental services. It may also include Part D, prescription drug coverage.

Part D - Prescription Drugs

Medicare Part D is a prescription drug coverage policy covering most generic and name-brand drugs. Its purpose is to help people faced with rising — or already high — prescription drug costs.

Medicare Coverage Options

Now that you understand the different parts of Medicare, let’s cover the different coverage options.

Original Medicare

Original Medicare includes only Part A (hospital insurance) and Part B (medical insurance). Because it does not provide coverage for dental, vision, or prescription drugs, those coverages must be bought separately. Additionally, beneficiaries are responsible for certain copays and deductibles.

Medicare Advantage - Part C

Medicare Advantage (Part C) plans are offered by private insurance companies approved by Medicare and include Part A (hospital insurance), Part B (medical insurance), and usually Part D (prescription drugs). Some plans also include vision and dental.

Medicare Supplement - Medigap

Medicare Supplement, also known as Medigap, is insurance that helps fill the gaps in Original Medicare. Medigap is sold by private companies and can help cover copayments, coinsurance, and deductibles. Certain Medigap policies cover services not covered by Original Medicare, such as care needed when traveling internationally.

Learn more about the difference between Original Medicare, Medicare Advantage, and Medicare Supplement plans.

Medicare 101 Videos.

We know that navigating the intricacies of Medicare is no easy task; that’s why we created these quick-hit informational videos to address some common questions about Medicare. Hope they help!

When am I eligible for Medicare?

The Medicare donut hole explained.

How do I know if I'm choosing the right plan?

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Why choose Guided Medicare?

No fees. Guided Medicare provides quality services you can trust, at no additional cost!

More options. We represent the most popular carriers and will guide you through your options to find the plan that best suits your needs. We ensure that you’re getting the most out of Medicare!

We care. Guided Medicare is just a call, click, or short drive away. Our live experts have local knowledge and vast experience in resolving problems quickly. Reach out to be connected.

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Medicare FAQs.

Still have questions about Medicare? Don’t worry, you’re not alone. Here are the 5 most common questions about Medicare we get asked about.

Who is eligible for Medicare?

Medicare is available for those aged 65 and older, as well as younger people with disabilities or End-Stage Renal Disease (ESRD). Click here to learn more about Medicare eligibility requirements.

Can I get Medicare if I've never worked?

Yes, you can get Medicare even if you have never worked. Click here for a list of special circumstances that qualify you for Medicare.

What's the difference between Medicare and Medicaid?

Coinsurance refers to the percentage you pay for certain health care expenses during a calendar year. After you reach the amount of your deductible, coinsurance takes over. Copay refers to flat fees you’ll pay for medical services or products. Copays are usually applied to certain prescriptions drugs, doctor visits, urgent care, and other services. Click here to learn more.

What is the difference between coinsurance and copay?

Coinsurance refers to the percentage you pay for certain health care expenses during a year. After you reach the amount of your deductible, coinsurance will then take over. Copay refers to flat fees you’ll pay for medical services or products. Copays are usually applied to certain prescription drugs, doctor visits, urgent care, and other services. Click here to learn more.

What documents do I need when applying for Medicare?

Regardless of whether you apply for Medicare online, on the phone, or in person, you’re required to provide certain documents. Click here for a list of everything you need when applying for Medicare.

Ready for more insight?

Read our Medicare Insights blog, your resource for all things Medicare.

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