Do I Need Homeowners Insurance Before Closing?

You may be wondering about homeowners insurance while you shop for the house of your dreams. In order to understand how homeowners insurance works and when to purchase it, it’s logical to ask the following: Is homeowners insurance necessary? Do I need homeowners insurance before closing? And if so, at what stage in the house […]
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What if I Missed the Medicare Annual Enrollment Period?

Over 62 million people were enrolled in Medicare last year. That means that about 18% of people in the United States received health care benefits through the Medicare program. Pretty amazing, right? During the year there are a few opportunities to enroll, switch or drop the Medicare plan you are on. One of those opportunities […]
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Myth vs Fact: Can I Get Medicare if I’ve Never Worked?

For over 50 years, the Medicare system has been helping adults over 65 and individuals with disabilities afford healthcare. The system is designed to help individuals and families pay for medical services including hospital visits, preventive services, skilled nursing facilities, and hospice. Medicare is available without a premium cost to individuals who have worked a […]
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