
Renters
Insurance
Cover your ass(sets).
Protect what's yours.
Renters Insurance
Cover your ass(ets). Protect what's yours.
Insurance advice you can trust
Guided Solutions was created by entrepreneurial insurance experts to better serve and educate everyone about the importance of good coverage. We’re passionate about helping our customers make the right insurance decisions so that, no matter what life throws their way, they can stress less and live more knowing they’re well protected.

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Stop wasting time comparing renters insurance online. We’ll work that out for you.
First, we compare renters insurance from major and local carriers. Then we present you with the best options – same day, free of charge.
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Here's what you need to know about renters insurance.

Do you need renters insurance?
Yes! Your landlord's property insurance only covers the structure of the building itself, not your personal belongings, medical coverage, or liability due to identity theft. So, if there's a fire in your apartment or a break-in, you'll wind up paying for damages out of your own pocket if you don't have renters insurance. Ouch.

Is renters insurance required?
Renters insurance is not required by law, but your landlord will most likely require you and your roommates to get it as part of your lease agreement.

What does renters insurance cover?
Renters insurance not only covers theft if your stuff gets stolen from your apartment, it can also protect your possessions if someone breaks into your car to steal them or they get taken from you while on vacation. And if someone has an accident in your apartment, it protects you from liability. Click here to learn more.
Types of renters insurance.
You work hard for the things you have. And it would suck to lose them due to a disaster or incident that could’ve been covered by insurance.
With renters insurance, you’ll have peace of mind because anything and everything that you own and keep in your apartment can be covered, plus more. Here are the different types of renters insurance and what they cover.
Personal Property Coverage
Helps you replace your belongings if they’re stolen, damaged, or vandalized. Keep in mind, this only covers your stuff, not your roommates - they need their own policy.
Liability Coverage
Protects against legal claims if someone were to sue you because they become injured while hanging out in your apartment.
Additional Living Expenses
If something happens where your apartment is deemed temporarily unlivable, an Additional Living Expenses provision provides coverage for lodging while repairs are being made.

Don’t forget to provide proof of your stuff (especially if it’s expensive).
Document everything you own by taking photos, logging serial numbers, or recording a video. If you incur a loss down the road, it'll be much easier to show your insurance adjuster what's damaged or missing when you have proof in hand.
Helping you protect what's yours.
Want more insight? Read our Renter Insights blog.

Does landlord insurance cover tenant damage?
Today there are approximately 44 million renters across the country. If you are among the many property owners now renting

What is the difference between home insurance and renters insurance?
Do you know the difference between homeowners and renters insurance? Our at-a-glance chart helps you compare them side-by-side. Whether you
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