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Protect your ride with the best motorcycle insurance.

Let Guided Solutions find and compare top insurance carriers to secure the perfect coverage for you and your motorcycle. Enjoy peace of mind on the open road – request your free, no-obligation quote today.

Insurance advice that steers you in the right direction.

Guided Solutions was created by a group of insurance experts to better serve and educate our communities. We’re passionate about helping our customers make the right insurance decisions so that, no matter what life throws their way, they can stress less and live more knowing they’re protected.

You ride, we shop.

Finding the right motorcycle coverage has never been easier. With just a few details, we’ll deliver the best policy options to meet your unique needs. All at no cost to you.

Here's what you need to know about motorcycle insurance.

Like car insurance, navigating your motorcycle insurance options can be challenging, so before going full throttle into different coverage types, let’s start with the basics.

How does motorcycle insurance work?

Similar to an auto policy, motorcycle insurance covers damage to your bike and protects you financially if you’re liable for someone else’s injuries or damage in the event of an accident.

Is motorcycle insurance required?

To drive legally, all but one state (Florida) requires motorcycle owners to carry a minimum of liability coverage. Each state has its own minimum threshold, the same as the minimum necessary for car insurance.

How much does motorcycle insurance cost?

Motorcycle insurance rates take into account many factors, like your age, the state you live in, your driving record, the age and style of your bike, the number of miles you ride a year, and more. Not all insurance companies use the same parameters, so ask an Insurance Advisor how rates are determined and how to keep them low.

Types of motorcycle insurance.

Coverage options for motorcycles are similar to those for car insurance. Here are the standard types of motorcycle insurance and what they cover.

Bodily Injury and Property Damage Liability

Provides coverage for injuries and property damage to others if you're liable for an accident. It’s included in liability-only and full coverage policies, and is required in most states.

Collision Coverage

Covers damages to your bike caused by accidents with other vehicles or objects, like light posts or fences, regardless of who is at fault.

Comprehensive Coverage

This coverage serves as an extra level of protection if your bike is damaged by something other than a collision, like weather events, fire, vandalism, or an accident involving an animal.

Uninsured/Underinsured Motorist

This covers certain medical expenses and damages to your bike after an accident with an uninsured/underinsured driver.

Medical Payments Coverage

This coverage helps pay medical costs for you and any passengers injured in an accident. It’s not available in every state, so speak with an Insurance Advisor to see if it’s an option for you.

Your roadmap to better coverage.

Whether you’re a rookie driver or a seasoned pro, our Auto Insights blog is jam-packed with bite-sized articles that break down auto insurance jargon and demystify complex concepts. Let’s hit the gas and start exploring!

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Guided Solutions is an affiliate of Baldwin Risk Partners. Guided Solutions is the brand name of Guided Insurance Solutions LLC (NPN 18756536). Guided Insurance Solutions LLC does business as Guided Insurance Solutions and as Guided Personal Insurance Solutions in CA (Lic.6003057).

Guided Medicare is a brand of BRP Medicare Insurance LLC. BRP Medicare Insurance III LLC dba Guided Medicare Solutions. All insurance commerce is through BRP Medicare Insurance III LLC. They do not offer every plan available in your area. Any information they provide is limited to those plans they do offer in your area. Please contact Medicare.gov or 1–800– MEDICARE to get information on all of your options. BRP Medicare Insurance III LLC is not affiliated with or endorsed by Medicare or any government agency. BRP Medicare Insurance III LLC does not discriminate based on race, color, national origin, age, disability, or sex. Calling this number or submitting data on our website will direct you to a licensed agent. No obligation to enroll.

Leave the insurance to us.
Light Blue Quotes

We're awesome.

And it’s not just us who think so. See what our customers have to say.

Resources

Guided Solutions is an affiliate of Baldwin Risk Partners.

Guided Solutions is the brand name of Guided Insurance Solutions LLC (NPN 18756536). Guided Insurance Solutions LLC does business as Guided Insurance Solutions and as Guided Personal Insurance Solutions in CA (Lic.6003057).

Guided Medicare is a brand of BRP Medicare Insurance LLC. BRP Medicare Insurance III LLC dba Guided Medicare Solutions. All insurance commerce is through BRP Medicare Insurance III LLC. They do not offer every plan available in your area. Any information they provide is limited to those plans they do offer in your area. Please contact Medicare.gov or 1–800– MEDICARE to get information on all of your options. BRP Medicare Insurance III LLC is not affiliated with or endorsed by Medicare or any government agency. BRP Medicare Insurance III LLC does not discriminate based on race, color, national origin, age, disability, or sex. Calling this number or submitting data on our website will direct you to a licensed agent. No obligation to enroll.