Four ways to save on insurance costs
Over 250 years ago, Ben Franklin wrote, “nothing can be said to be certain, except death and taxes.” Had he
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You may be great at finding the best scenic roads for riding but we can find you discounts you’d otherwise overlook. Let’s see what you could save on motorcycle insurance.
Insurance advice that steers you in the right direction.
Guided Solutions was created by a group of insurance experts to better serve and educate our communities. We’re passionate about helping our customers make the right insurance decisions so that, no matter what life throws their way, they can stress less and live more knowing they’re protected.
You ride, we shop.
When you take the long way home, you don’t have time to shop for motorcycle insurance. We’ve got you covered.
First, we compare insurance rates from major and local carriers. Then we present you with the best options – same day, free of charge.
All we need from you is a little info to get started.
Here's what you need to know about car insurance.
Like car insurance, navigating your motorcycle insurance options can be challenging, so before going full throttle into different coverage types, let’s start with the basics.
How does motorcycle insurance work?
Similar to an auto policy, motorcycle insurance covers damage to your bike and protects you financially if you’re liable for someone else’s injuries or damage in the event of an accident.
Is motorcycle insurance required?
To drive legally, all but one state (Florida) requires motorcycle owners to carry a minimum of liability coverage. Each state has its own minimum threshold, the same as the minimum necessary for car insurance.
How much does motorcycle insurance cost?
Motorcycle insurance rates take into account many factors, like your age, the state you live in, your driving record, the age and style of your bike, the number of miles you ride a year, and more. Not all insurance companies use the same parameters, so ask an Insurance Advisor how rates are determined and how to keep them low.
Types of motorcycle insurance.
Coverage options for motorcycles are similar to those for car insurance. Here are the standard types of motorcycle insurance and what they cover.
Bodily Injury and Property Damage Liability
Provides coverage for injuries and property damage to others if you're liable for an accident. It’s included in liability-only and full coverage policies, and is required in most states.
Collision Coverage
Covers damages to your bike caused by accidents with other vehicles or objects, like light posts or fences, regardless of who is at fault.
Comprehensive Coverage
This coverage serves as an extra level of protection if your bike is damaged by something other than a collision, like weather events, fire, vandalism, or an accident involving an animal.
Uninsured/Underinsured Motorist
This covers certain medical expenses and damages to your bike after an accident with an uninsured/underinsured driver.
Medical Payments Coverage
This coverage helps pay medical costs for you and any passengers injured in an accident. It’s not available in every state, so speak with an Insurance Advisor to see if it’s an option for you.
Want to learn more about your coverage options? Speak with an Insurance Advisor today.
Qualify for discounts
One of the great advantages of having your motorcycle coverage through a major insurance company, like the ones we represent, is that you can save money by having more than one policy with us.
You may be born to be wild but you could get additional policy discounts if your bike is stored in a garage, if you belong to certain rider groups, or if you’ve taken a safe rider course sponsored by the Motorcycle Safety Foundation.Nice bike. Keep it safe.
Ready for more insight? Read our Auto Insights blog.
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If you feel like your car insurance premium is too high, don’t worry – there are a few simple steps
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Guided Solutions is an affiliate of Baldwin Risk Partners. Guided Solutions is the brand name of Guided Insurance Solutions LLC (NPN 18756536). Guided Insurance Solutions LLC does business as Guided Insurance Solutions and as Guided Personal Insurance Solutions in CA (Lic.6003057).
Guided Medicare is a brand of BRP Medicare Insurance LLC. BRP Medicare Insurance III LLC dba Guided Medicare Solutions. All insurance commerce is through BRP Medicare Insurance III LLC. They do not offer every plan available in your area. Any information they provide is limited to those plans they do offer in your area. Please contact Medicare.gov or 1–800– MEDICARE to get information on all of your options. BRP Medicare Insurance III LLC is not affiliated with or endorsed by Medicare or any government agency. BRP Medicare Insurance III LLC does not discriminate based on race, color, national origin, age, disability, or sex. Calling this number or submitting data on our website will direct you to a licensed agent. No obligation to enroll.
Leave the insurance to us.
Insurance Solutions
Company
Resources
Guided Solutions is an affiliate of Baldwin Risk Partners.
Guided Solutions is the brand name of Guided Insurance Solutions LLC (NPN 18756536). Guided Insurance Solutions LLC does business as Guided Insurance Solutions and as Guided Personal Insurance Solutions in CA (Lic.6003057).
Guided Medicare is a brand of BRP Medicare Insurance LLC. BRP Medicare Insurance III LLC dba Guided Medicare Solutions. All insurance commerce is through BRP Medicare Insurance III LLC. They do not offer every plan available in your area. Any information they provide is limited to those plans they do offer in your area. Please contact Medicare.gov or 1–800– MEDICARE to get information on all of your options. BRP Medicare Insurance III LLC is not affiliated with or endorsed by Medicare or any government agency. BRP Medicare Insurance III LLC does not discriminate based on race, color, national origin, age, disability, or sex. Calling this number or submitting data on our website will direct you to a licensed agent. No obligation to enroll.