Business Insurance
Safeguard your business with optimal insurance protection.
Your business is unique and so are its risks. Get a free risk assessment today and let us help you secure coverage that is specifically tailored to your needs.
Get a free risk assessment today and let us help you secure coverage that is specifically tailored to your needs.
Precise protection with maximum impact.
Imagine insurance coverage that anticipates your every move, adapts to your evolving needs, and emerges as your ultimate ally.
Our tailored solutions aren't just protection; they're your strategic advantage, meticulously designed to propel you forward while mitigating any obstacles that come your way.
Ensuring protection for what you’ve worked so hard to build.
Running a business is challenging enough without having to worry about potential risks. Our dedicated team of experts will work with you to understand your unique insurance needs and provide optimal coverage options tailored just for you. Don't leave anything to chance - let us protect what you've worked so hard to build in just 3 simple steps.
Tell us about your business
Provide details about your business and the range of services it offers.
We assess your risks
We analyze your circumstances and create a personalized coverage strategy tailored to your needs.
Secure your coverage
We review your coverage options and assist you in securing your chosen policy.
Navigating business insurance.
Understanding the intricacies of business insurance coverage can be daunting. We’re here to simplify the process. Let’s get started by covering some frequently asked questions.
Why do I need business insurance?
No matter how good you are at what you do, mistakes and accidents happen. Business insurance, aka Commercial Insurance, protects your business from unexpected disasters that could cause damage or financial ruin. The risks your business could face will determine which policies you need. Learn more.
Is business insurance required?
The insurance requirements for your business vary by the state of operation, but typically, small businesses are required to have workers’ compensation insurance, unemployment insurance, and disability insurance. Learn more.
What is the difference between general liability and workers’ compensation?
Both policies address bodily injuries, but the distinction lies in the individuals covered by each. General liability handles claims from non-employee individuals against your business, while workers' compensation applies to injuries sustained by your company's employees while performing job-related duties. Learn more.
Why do I need business car insurance?
Business car insurance is specifically designed to protect a company’s vehicles and drivers while handling work-related activities, such as transporting goods or moving employees from one location to another. Learn more.
How much does business insurance cost?
The cost of business insurance depends on what industry your business is in, how many employees you staff, where your business is located, which policies you’re required to have by law, and what additional coverage you purchase. An Insurance Advisor can break it down for you.
Types of business insurance.
As a business owner, being ready for the unexpected is vital. Insurance offers strong financial protection when things go awry. The right coverage prevents potential losses that could otherwise devastate your business. Here’s an overview of essential insurance policies to consider.
Business owner’s policy (BOP)
Most small business owners start with a BOP which combines 3 essential coverages into a single insurance policy — general liability insurance, commercial property insurance, and business income insurance.
General Liability Insurance
This protection helps cover legal fees and medical expenses due to bodily injuries and property damage that your business might be legally responsible for. It also covers settlement costs.
Commercial Property Insurance
This covers your business property, including the building and its contents. It protects equipment, assets, and personal property used in the business from natural disasters, vandalism, fires, and theft.
Business Income Insurance
If you’re unable to operate your business due to an insured event, this policy can reimburse you for ongoing expenses like rent, lost income, payroll, and taxes.
Workers' Compensation Insurance
Workers Comp protects businesses from claims or lawsuits by employees who incur injuries while on the job or as a result of work-related duties. It’s a required coverage in most states.
Professional Liability
Also known as Errors & Omissions Insurance, Professional Liability Insurance helps cover claims related to mistakes that may have affected services provided to customers.
Commercial Auto
This insurance covers the costs of medical bills and property damage sustained by the other parties involved in a car accident if your company is found at fault.
Commercial Umbrella
Provides an extra layer of protection to your existing liability coverage by intervening to handle expenses surpassing the liability limits of your other policies.
Learn more about these and other types of business insurance coverage to protect your business.
Safeguard your business with confidence.
Stay informed and empowered with our latest blog posts on business insurance. Explore a wealth of valuable insights, tips, and updates to help you navigate the dynamic landscape of insurance coverage for your enterprise.
April Fools’ Insurance Myths and Misconceptions
April Fools’ Day is synonymous with pranks and jokes, but when it comes to insurance, misinformation is no laughing matter. That’s
Your insurance checklist for 2024!
The new year is a great time to review your insurance coverage. Read our policy-specific checklist to make sure your
How commercial umbrella insurance can protect your small business
Maximize small business protection with Guided Solutions. Explore Commercial Umbrella Insurance benefits and more. Get protected today!
Unfiltered Feedback: See why our customers love us.
Check out our customer reviews to see how we’ve helped individuals just like you get the protection they need.
