Your Guide to Boat Insurance

What happens when your boat gets sick? You take it to the doc. And when you do, you’ll want to have the best boat insurance for your situation. Owning and operating a boat isn’t always smooth sailing, so we’ve put together this summary of what you’ll need to know before gathering boat insurance quotes. Our […]

Does Car Insurance Cover Natural Disasters?

From floods, to wildfires, and snowstorms! Every year, natural disasters continue to increase in both frequency and severity in all parts of the world. Because of this, you might be wondering “does car insurance cover natural disasters?” If your car becomes damaged due to a natural disaster and you only carry your state’s minimum required […]

Mind the Gap – Do you need Gap Insurance?

Woman shaking hands with a salesman at a car dealership after finalizing the purchase of her new car.

Imagine this: you’re at a car dealership, and with the money you have been working so hard to save, you put a down payment on your dream car. The next day, you’re at a stoplight, and someone rear-ends you so badly that the car you just bought gets totaled. All of a sudden, you’re stuck […]

Understanding Car Insurance and How it Works

The costs of car accidents can quickly and significantly add up. With current supply chain issues and a rise in the cost of goods, even minor repairs can be costly. But this is especially the case when someone is injured, or vehicles are seriously damaged. Paying the price for an accident out of pocket could […]

So, How Much Car Insurance Do You Need?

With the abundance of options available, it might be difficult to determine how much car insurance you need. After all, there’s need to have, and there’s nice to have. Several factors should be taken into consideration when determining how much coverage you need because the cost of repairing or replacing your car can be a significant financial […]

What does full coverage car insurance consist of?

If you’ve ever had to buy car insurance, you’ve probably encountered the term “full coverage.” So, what exactly is full coverage car insurance? Does it provide you total protection for your car in an accident? Do you need to purchase full coverage insurance separately? Here’s what you need to know. Though “full coverage” is a […]

Understanding the Different Types of Car Insurance Coverage

Albert Einstein said “Any fool can know. The point is to understand.” It’s unlikely he had car insurance in mind, but it’s one thing that most drivers know they need, without understanding why and what kind they should purchase. If you’re in the market for auto insurance, there are a lot of factors to consider […]

How do car insurance deductibles work? A guide.

New insurance clients, usually first-time drivers, may find themselves asking this question before they choose a policy: how do car insurance deductibles work? Deductibles in the car insurance world operate in much the same way as health insurance deductibles. The amount you choose affects how much you pay out-of-pocket when you use your insurance. It […]

What Car Insurance Is Required By Law In The State of Florida?

Women in an insured car by a Florida beach.

The state of Florida requires all motorists to maintain certain levels of auto insurance coverage. The car insurance required in Florida differs significantly from those of many other states due to the state’s no-fault policy. Florida’s car insurance laws do not require bodily injury liability coverage, which is a mandatory coverage in most states, instead […]

The Difference Between Personal and Commercial Auto Insurance

Blue SUV driving down country road

The difference between personal and commercial auto insurance may sound obvious to the lay person – personal is when the car belongs to you, commercial is when the car belongs to a business. But the reality is that the line between these two types of auto insurance can be very gray, particularly for small business […]