How Often to Replace Common Household Items
Discover the shelf life of everyday household items and ensure your home runs smoothly. Say goodbye to bacteria filled sponges and worn-out pillows with our guide.
Home Maintenance Checklist
Keep your home in tip-top shape with our comprehensive home maintenance checklist. From cleaning gutters to checking HVAC filters, we’ve got you covered!
Which coverage is better, replacement cost or actual cash value?
Learn the difference between replacement cost vs actual cash value insurance policies. Make sure you’re properly covered in the event of a loss.
When do you pay the deductible for pet insurance?
Like health insurance for people, pet insurance policies often come with a deductible, designed to help manage the costs associated with medical care. In both cases, the deductible is the total monies a policyholder must pay out-of-pocket before the insurance provider begins to cover part of the expenses. Recently, we explored some critical differences between […]
How does pet insurance work?
Pet insurance is a type of insurance policy that helps pet parents save on unexpected and often expensive veterinary care, such as surgeries, medications, and diagnostic tests. In 1988, just over half (56%) of American households had pets. Today, thanks partly to the recent pandemic, 70% of American families — over 90 million homes — […]
Four ways to save on insurance costs
Over 250 years ago, Ben Franklin wrote, “nothing can be said to be certain, except death and taxes.” Had he added “overpaying for insurance” to that list, he would have been wrong. That’s because, while insuring your home or auto may be unavoidable, we can do something about paying too much for it. Most of […]
How to lower your homeowner insurance premium
If you own a home, you’re going to have homeowners insurance, there’s no way around it. It’s just one of those necessary evils that come with owning your own place and, as the cost of goods and services fluctuate over the years, you may find yourself either over or under-insured for your residence. Being overinsured […]
What is the difference between home insurance and renters insurance?
Do you know the difference between homeowners and renters insurance? Our at-a-glance chart helps you compare them side-by-side. Whether you rent your home or own it, you need insurance to protect it. Yet, surveys show a drastic difference between renters and homeowners that have insurance. Only about 41 percent of renters have renters insurance compared […]
Knowing Your Home Insurance Claim Time Limit
Knowing the timeline and process for submitting a home insurance claim will help you be more prepared when an unforeseen event occurs.
If Natural Disasters Strike, Will Your Home Be Protected?
It’s no secret that natural disasters continue to worsen, happening more frequently and causing more damage year over year. In 2021 alone, the United States saw 20 natural catastrophe events exceed $1 billion each. This is why homeowners need to think about their exposure to natural disasters and have the right insurance in case disasters […]