6 Tips for Caregivers Helping a Loved One Navigate Medicare

If you’re a caregiver helping a family member or friend enroll or manage their Medicare plan, navigating the complexities and nuances of healthcare plans can be challenging. However, learning some basics can make managing Medicare easier for caregivers, which helps ensure the right coverage for the needs of the person they are caring for. Here […]
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Sign Up for Medicare Online

For many Americans, Medicare is a vital component of their health care coverage when they retire. Where once there may have been employer coverage, something else is needed after retirement. Medicare is a health insurance program covered by the federal government for anyone 65 or older, those under 65 with specific disabilities, including after collecting […]
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Coinsurance vs. Copay

No matter what insurance plan you have, it’s important to understand exactly what you’re responsible for when it comes to costs. Although they aren’t necessarily related, copay and coinsurance can cause some confusion. Copay is an alternative to coinsurance. Certain services a plan will list as flat copays versus other services they may charge a […]
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Insurance for Pools in Florida

Did you know that there are 10.4 million residential swimming pools in the United States? That is a lot of pools! If you live in beautiful, sunny, yet often muggy Florida it is highly likely you are one of these 10.4 million people.  There are approximately 1.1 million residential swimming pools in Florida. If you have a pool or […]
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How to Choose a Primary Care Physician

The Health insurance plan you choose will determine the doctors, nurses, office staff, and other health care professionals you can see. Insurance plans often require that you find doctors and family practitioners that are in their plan network. What to Consider There are several times throughout your life when you’ll need to choose a doctor […]
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Documents You Need to Apply for Medicare

Are you thinking about enrolling in Medicare but aren’t sure what the options are and how to sign up to receive these benefits? There are several parts to Medicare and knowing where to start can be confusing. The first thing you need to do is enroll in Original Medicare which includes Medicare Part A & […]
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Pool Safety

Summer is here and if you have a pool in your backyard, it’s probably a good time to consider all steps you can take to ensure you and your family remain safe while they are in or around water. Please check out some tips below offered by poolsafely.gov: Never leave children unattended Always watch children […]
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Woman sleeping in bed with an alarm set and air mist diffuser on

Healthy sleep habits for a healthy life

Now that you no longer have to get up for that job, you may find your sleep patterns are getting disrupted. It seems counter-intuitive: Even though you’ve removed the 40-hours-a-week job, you may find your mind racing even more at night. Maybe aches and pains are causing problems or keeping you from restful sleep. Whatever […]
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Spirit Mind Body

The Importance of a Healthy Mind

Although many have tried to stop the process, there’s no getting around it: everybody ages. And while there’s no way to stop the aging process completely, there are steps you can take to slow it down. Through healthy eating, physical activity, and plenty of rest, you can take care of your body, and in turn, […]
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Life insurance Advisor reviewing policy with client

Tips For Buying Life Insurance

Even though most people need to buy life insurance at some point in their lives, it is always best to find the right policy before making such a significant commitment. Here are 5 tips to help you find the best life insurance company to give you the peace of mind you deserve. 1) Understand Why […]
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