Exploring Medicare coverage: Does it include acupuncture?
In Jan 2020, CMS expanded coverage to include acupuncture for chronic low back pain under specific conditions. Discover the details.
Why use an insurance broker?
Discover the benefits of meeting with an insurance broker. Get expert advice, tailored coverage, and competitive rates. Make informed decisions today!
The Guided Solutions Glossary of Insurance Terms
Insurance can be complex and overwhelming for those unfamiliar with the industry. It’s important to have a clear understanding of the technical terms and jargon involved in coverage for your property, vehicle, health, or life. Our glossary provides definitions and explanations of common insurance terms like deductibles, premiums, and policy limits, as well as more […]
What are the three enrollment periods for Medicare?
You have a 7 month period in which to enroll for Medicare. This timeframe begins 3 months before your 65th birthday and 3 months past it. Here’s a simple guide.
Do you automatically get Medicare with Social Security?
Medicare is a government national health insurance program in the United States for people 65 or older that kicked off in 1965 under the Social Security Administration. So it stands to reason that if you’ve already started receiving Social Security benefits, you might assume that Medicare benefits come automatically. Not so fast. It’s important to […]
Does Medicare Cover Eye Exams?
It’s important to maintain healthy vision. At any age. But when you turn 65 and enroll in Medicare, routine eye exams may not be automatically covered. The Medicare plan you choose determines whether or not these exams are included in your coverage. IF YOU ARE COVERED BY ORIGINAL MEDICARE (PARTS A & B) You pay […]
Can You Change Medicare Plans After Enrollment?
Good news: You enrolled in a Medicare Plan. The not-so-good news? You want to change the plan you chose. Not to worry. Although you cannot switch Medicare plans anytime you would like, there are certain opportunities throughout the year when you can update your Medicare selections. Here’s a list of enrollment periods you’ll want to […]
What documents do I need to apply for Medicare?
Are you ready to enroll in Medicare? You have a total of seven months to sign up for Medicare – three months prior to your 65th birthday, during the month of your birthday, and for three months immediately after it. But no matter when you enroll in Medicare, you must prove your age and your […]
Does Medicare Cover Hearing Aids?
Has a hearing test revealed you need hearing aids? Well, if you’re thinking Medicare will cover the cost of a pair of hearing aids, further tests or bills associated with hearing exams, listen up. Medicare Parts A & B do not cover hearing aids. You will have to pay 100 percent of the cost associated […]
Explaining the Medicare Donut Hole
Here’s how it can take a bite out of your healthcare budget. A donut hole can be appealing. Except when it’s the Medicare Part D variety. That’s because the Medicare donut hole is when Part D’s portion of prescription costs decreases . . . and your portion increases. Medicare sets the standards for Part D […]