Preventing Medicare Fraud

Millions of people in the United States depend on Medicare for medical care and services, but unfortunately, every year Medicare sees billions of dollars of losses due to fraudulent behavior from dishonest people. In 2020, the U.S. Government Accountability Office estimated that Medicare payments of either an incorrect amount or that shouldn’t have been made […]
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How to Avoid Medicare Late Enrollment Penalties

Enrolling for Medicare and making the right plan selection is a big decision. While it is important to weigh all your options, failure to get coverage on time can lead to penalties that increase Medicare costs over time. Medicare late enrollment penalties can catch people off guard, which is why you should be aware of […]
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6 Tips for Caregivers Helping a Loved One Navigate Medicare

If you’re a caregiver helping a family member or friend enroll or manage their Medicare plan, navigating the complexities and nuances of healthcare plans can be challenging. However, learning some basics can make managing Medicare easier for caregivers, which helps ensure the right coverage for the needs of the person they are caring for. Here […]
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Sign Up for Medicare Online

For many Americans, Medicare is a vital component of their health care coverage when they retire. Where once there may have been employer coverage, something else is needed after retirement. Medicare is a health insurance program covered by the federal government for anyone 65 or older, those under 65 with specific disabilities, including after collecting […]
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Coinsurance vs. Copay

No matter what insurance plan you have, it’s important to understand exactly what you’re responsible for when it comes to costs. Although they aren’t necessarily related, copay and coinsurance can cause some confusion. Copay is an alternative to coinsurance. Certain services a plan will list as flat copays versus other services they may charge a […]
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How to Choose a Primary Care Physician

The Health insurance plan you choose will determine the doctors, nurses, office staff, and other health care professionals you can see. Insurance plans often require that you find doctors and family practitioners that are in their plan network. What to Consider There are several times throughout your life when you’ll need to choose a doctor […]
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Documents You Need to Apply for Medicare

Are you thinking about enrolling in Medicare but aren’t sure what the options are and how to sign up to receive these benefits? There are several parts to Medicare and knowing where to start can be confusing. The first thing you need to do is enroll in Original Medicare which includes Medicare Part A & […]
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Fresh Start

Our world is re-opening, and our change anxiety is escalating. It reminds me of a new school year. Some of us can’t wait. Sales of clothing, salon services, and cosmetics are booming. And some of us are dreading all of it— the commute, the wardrobe, the grooming. Here is what I know for sure. It […]
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