How do car insurance deductibles work? A guide.

New insurance clients, usually first-time drivers, may find themselves asking this question before they choose a policy: how do car insurance deductibles work? Deductibles in the car insurance world operate in much the same way as health insurance deductibles. The amount you choose affects how much you pay out-of-pocket when you use your insurance. It […]

What flood insurance does and doesn’t cover

Close-up Of Flooded Floor In Kitchen From Water Leak

You may think that you don’t need to worry about flooding but trust us, it’s more common than you think. Flood insurance is designed to protect your home against rising water.

Myth Vs. Fact: You Can Enroll In Medicare Any Time.

Procrastinating on registering for your Medicare plan? You may want to rethink your strategy. There are detriments to late enrollment like coverage gaps and penalties. Furthermore, there is a specific time frame in which to register. So, when can you enroll in Medicare? When Can I Enroll in Medicare? People sign up for hospital coverage […]

Tips to steer clear of the flu this season

The CDC estimates the flu annually infects more than nine million people in America. Some years, this number was as high as 40 million. While many recover from the flu without any severe complications, thousands will be hospitalized. The same steps taken to protect yourself against the yearly flu can also help prevent COVID-19. With […]

What Car Insurance Is Required By Law In The State of Florida?

Women in an insured car by a Florida beach.

The state of Florida requires all motorists to maintain certain levels of auto insurance coverage. The car insurance required in Florida differs significantly from those of many other states due to the state’s no-fault policy. Florida’s car insurance laws do not require bodily injury liability coverage, which is a mandatory coverage in most states, instead […]

Home Fire Safety Tips

There is nothing more traumatic for your family and home than waking up in the morning to the smell of smoke and fire. Every year, there are more than 365,000 fires along with 2,650 civilian deaths, resulting in $7 billion worth of property damage. One of the worst things about home fires is that they […]