If Natural Disasters Strike, Will Your Home Be Protected?
It’s no secret that natural disasters continue to worsen, happening more frequently and causing more damage year over year. In 2021 alone, the United States saw 20 natural catastrophe events exceed $1 billion each. This is why homeowners need to think about their exposure to natural disasters and have the right insurance in case disasters […]
How is Homeowners Insurance Calculated?
If you’re shopping around for homeowners insurance, you might be wondering how your home insurance premium is calculated. The answer isn’t as straightforward as you might think. Insurance policies don’t have uniform prices – each premium is unique. The reality is that hundreds of variables go into calculating homeowners insurance. A home insurance premium is […]
Your Guide to 8 Types of Homeowners Insurance
There are 8 types of homeowners insurance with different levels of coverage to consider. Knowing the differences can save you money!
Do I Need Homeowners Insurance Before Closing?
Most mortgage lenders will require homeowners insurance even if you don’t plan on moving in immediately after closing.
Home Prep for Extended Vacation and Holiday Parties
Preparing your house for an extended vacation or a party ensures that it remains a safe haven for you and your family.
What flood insurance does and doesn’t cover
You may think that you don’t need to worry about flooding but trust us, it’s more common than you think. Flood insurance is designed to protect your home against rising water.
Home Fire Safety Tips
There is nothing more traumatic for your family and home than waking up in the morning to the smell of smoke and fire. Every year, there are more than 365,000 fires along with 2,650 civilian deaths, resulting in $7 billion worth of property damage. One of the worst things about home fires is that they […]
HVAC Maintenance
Throughout the year HVAC systems are really put to the test, so we’ve put together a maintenance checklist that you should perform at least once per year to keep yours in tip-top shape. Turn Off Power Before you begin work on anything electrical, always be sure to turn off the power source first. Your shutoff […]
Swimming Pool Insurance Requirements
Learn about the insurance requirements for a home swimming pool. Get insights on liability coverage, safety features, and more to ensure adequate protection.
Pool Safety
If you have a pool or are considering putting one in, it’s a good time to consider all the steps you can take to ensure you and your family remain safe while they are in or around water. Please check out some tips below offered by poolsafely.gov: Never leave children unattended Always watch children when […]