How to lower your homeowner insurance premium
If you own a home, you’re going to have homeowners insurance, there’s no way around it. It’s just one of those necessary evils that come with owning your own place and, as the cost of goods and services fluctuate over the years, you may find yourself either over or under-insured for your residence. Being overinsured […]
What is the difference between home insurance and renters insurance?
Do you know the difference between homeowners and renters insurance? Our at-a-glance chart helps you compare them side-by-side. Whether you rent your home or own it, you need insurance to protect it. Yet, surveys show a drastic difference between renters and homeowners that have insurance. Only about 41 percent of renters have renters insurance compared […]
Knowing Your Home Insurance Claim Time Limit
Knowing the timeline and process for submitting a home insurance claim will help you be more prepared when an unforeseen event occurs.
If Natural Disasters Strike, Will Your Home Be Protected?
It’s no secret that natural disasters continue to worsen, happening more frequently and causing more damage year over year. In 2021 alone, the United States saw 20 natural catastrophe events exceed $1 billion each. This is why homeowners need to think about their exposure to natural disasters and have the right insurance in case disasters […]
How is Homeowners Insurance Calculated?
If you’re shopping around for homeowners insurance, you might be wondering how your home insurance premium is calculated. The answer isn’t as straightforward as you might think. Insurance policies don’t have uniform prices – each premium is unique. The reality is that hundreds of variables go into calculating homeowners insurance. A home insurance premium is […]
Your Guide to 8 Types of Homeowners Insurance
There are 8 types of homeowners insurance with different levels of coverage to consider. Knowing the differences can save you money!
Do I Need Homeowners Insurance Before Closing?
Most mortgage lenders will require homeowners insurance even if you don’t plan on moving in immediately after closing.
Home Prep for Extended Vacation and Holiday Parties
Preparing your house for an extended vacation or a party ensures that it remains a safe haven for you and your family.
What flood insurance does and doesn’t cover
You may think that you don’t need to worry about flooding but trust us, it’s more common than you think. Flood insurance is designed to protect your home against rising water.
Home Fire Safety Tips
There is nothing more traumatic for your family and home than waking up in the morning to the smell of smoke and fire. Every year, there are more than 365,000 fires along with 2,650 civilian deaths, resulting in $7 billion worth of property damage. One of the worst things about home fires is that they […]
